N26
NeobankThe leading German neobank in Europe with an award‑winning mobile app.
7.4/10Overall score
Best for: Students, Employees, Freelancers, Travelers
Welcome offer
Free account + Mastercard
Key information
Account feeFree
Card feeFree
Foreign paymentsFree
BranchesNo
Customer serviceChat and email
Detailed evaluation
Our analysis across 6 key criteria
Fees & pricing
7.5/10Mobile app
9/10Environmental impact
6.5/10Savings & investment
6.5/10Travel abroad
7.5/10Customer service
6/10Pros
- Excellent mobile app
- Fast account opening (8 minutes)
- No hidden fees
- Real‑time notifications
- Intuitive interface
Cons
- No physical branches
- Customer service can be slow
- Fees on frequent cash withdrawals
- No checkbook
Detailed features
Pricing and fees
Account maintenanceFree
CardFree
Foreign paymentsFree
Foreign withdrawals3 free withdrawals/month then €2
OverdraftNot available
Mobile app
4.2/5 stars
- • Real‑time notifications
- • Automatic categorization
- • Statistics
- • Instant transfers
Products and services
Savings account
Investment
Insurance
Loans
Travel insurance
Multi-currency
Environmental impact
Eco score6.5/10
Funds green projects
Carbon offset
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