Wise
NeobankSpecialist in international transfers and multi‑currency accounts.
7.3/10Overall score
Best for: Freelancers, Travelers
Welcome offer
Free multi‑currency account
Key information
Account feeFree
Card fee€7 (one‑time)
Foreign paymentsReal rate + 0.35–2%
BranchesNo
Customer serviceChat and email
Detailed evaluation
Our analysis across 6 key criteria
Fees & pricing
8.5/10Mobile app
7.5/10Environmental impact
6/10Savings & investment
5/10Travel abroad
10/10Customer service
7.5/10Pros
- Best exchange rates
- Low‑cost international transfers
- Multi‑currency account
- Full fee transparency
- No‑fee card abroad
Cons
- No authorized overdraft
- Limited features in France
- No loans or insurance
- Interface focused on international use
Detailed features
Pricing and fees
Account maintenanceFree
Card€7 (one‑time)
Foreign paymentsReal rate + 0.35–2%
Foreign withdrawalsFree up to €200/month
OverdraftNot available
Mobile app
4.3/5 stars
- • Multi‑currency
- • International transfers
- • Real rates
- • Virtual cards
Products and services
Savings account
Investment
Insurance
Loans
Travel insurance
Multi-currency
Environmental impact
Eco score6/10
Funds green projects
Carbon offset
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